Finance & banking
Monthly personal budget template (US)
A general template under US law. Laws differ from state to state, so check it against your state's law or with a lawyer licensed there. We are not a law firm and do not give legal advice.
Fill in this template- Written for US law, with your state left to fill in
- Fill the blanks in your browser
- Print, or save as PDF or Word
- No account needed to start
Preview — US standard
Monthly Budget
Month: Month and Year
Name: Name
Income (after tax)
| Source | Planned | Actual |
| --- | --- | --- |
| Paycheck 1 | $Paycheck 1 Planned | $Paycheck 1 Actual |
| Paycheck 2 | $Paycheck 2 Planned | $Paycheck 2 Actual |
| Side income | $Side Income Planned | $Side Income Actual |
| Other | $Other Income Planned | $Other Income Actual |
| Total income | $Total Income Planned | $Total Income Actual |
Fixed Expenses
| Expense | Planned | Actual |
| --- | --- | --- |
| Rent or mortgage | $Housing Planned | $Housing Actual |
| Car payment | $Car Payment Planned | $Car Payment Actual |
| Insurance (health, auto, renters) | $Insurance Planned | $Insurance Actual |
| Phone and internet | $Phone Planned | $Phone Actual |
| Subscriptions | $Subscriptions Planned | $Subscriptions Actual |
| Student loans and other debt payments | $Debt Planned | $Debt Actual |
| Child care | $Child Care Planned | $Child Care Actual |
Variable Expenses
| Expense | Planned | Actual |
| --- | --- | --- |
| Groceries | $Groceries Planned | $Groceries Actual |
| Utilities | $Utilities Planned | $Utilities Actual |
| Gas and transit | $Transport Planned | $Transport Actual |
| Dining out | $Dining Planned | $Dining Actual |
| Health and medicine | $Health Planned | $Health Actual |
| Personal and clothing | $Personal Planned | $Personal Actual |
| Entertainment | $Entertainment Planned | $Entertainment Actual |
| Gifts and giving | $Giving Planned | $Giving Actual |
| Other | $Other Expense Planned | $Other Expense Actual |
Savings
| Goal | Planned | Actual |
| --- | --- | --- |
| Emergency fund | $Emergency Fund Planned | $Emergency Fund Actual |
| Retirement (401(k) or IRA) | $Retirement Planned | $Retirement Actual |
| Other Savings Goal | $Other Savings Planned | $Other Savings Actual |
Summary
Total income: $Summary Income
Total expenses: $Summary Expenses
Total savings: $Summary Savings
Left over (income minus expenses and savings): $Left Over
Notes for next month: Notes