Legal & declarations
Acknowledgment of debt template
Reviewed against the Civil Transactions Law — Regulator: Ministry of Justice — Last reviewed: 6 November 2026
This template follows the law of Saudi Arabia, not the law of the United States or any other country. Naming the regulator identifies the law that applies; it does not mean the regulator approved this template. This is a general template and does not replace advice on your own case.
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Acknowledgment of Debt
Date: Date
I, Debtor Name, ID no. Debtor ID, acknowledge that I owe Creditor Name, ID no. Creditor ID, the sum of SAR Amount (Amount in Words), and undertake to repay it on Repayment Date.
Debtor: Debtor Name
Signature: Signature